Santhosh Kumar 
A recent Council of Economic Advisers analysis suggests that under the proposed One Big Beautiful Bill, 88% of Americans age 65 and older who receive Social Security will pay no federal tax on those benefits. For example, a typical retiree collecting the average benefit (around $24,000 a year) would have enough deductions to eliminate any … Read more
In recent years, bearded dragons have become one of the most popular exotic pets in the United States due to their docile nature, easy handling, and relatively simple care needs. But while these charming reptiles are easier to care for than some other exotic species, their veterinary needs can still be costly and unpredictable. With … Read more
USAA RV insurance offers military members and their families specialized coverage for recreational vehicles including trailers, campers, and motorhomes. Known for its top-tier customer service and financial strength, USAA partners with Progressive to provide comprehensive policies tailored to both occasional RVers and full-time road warriors. From liability and collision protection to vacation liability, emergency expenses, … Read more
Recent news highlights the increasing vulnerability of global supply chains to various disruptions, underscoring the critical need for businesses to safeguard their financial stability. In 2024, over 76% of European shippers experienced supply chain disruptions, with almost a quarter facing more than 20 disruptive incidents, leading to difficulties in securing necessary production materials. This situation is anticipated to remain similar in 2025, emphasizing the importance of proactive risk management and appropriate insurance coverage for potential business interruptions arising from these challenges. While traditional business interruption insurance focuses on direct physical damage, the interconnected nature of modern commerce necessitates a broader understanding of available insurance options to mitigate the complex risks inherent in today’s supply chains.
Health insurance is a complicated business, full of rules and regulations that companies must follow. Ensuring compliance while detecting fraud and managing claims is an enormous task—one that traditionally requires extensive manpower. But now, thanks to artificial intelligence (AI), that process is changing in big ways. AI is making health insurance compliance and enforcement … Read more
If you’re a pet owner, you know that unexpected vet bills can be expensive. From routine check-ups to unforeseen accidents, veterinary care can quickly add up. That’s where pet insurance comes in—it helps provide peace of mind and financial support when your furry friend needs medical care. One of the top platforms for finding … Read more
Form 1095-A, titled “Health Insurance Marketplace Statement,” is a tax form provided by the Health Insurance Marketplace to individuals who have enrolled in a qualified health plan. This form contains essential information about your health coverage, including details about the insurance provider, coverage dates, and any premium tax credits received. It’s crucial for individuals to … Read more
Flooding is one of the most common and costly natural disasters in the United States, causing billions of dollars in damage annually. The Federal Emergency Management Agency (FEMA) administers the National Flood Insurance Program (NFIP) to provide property owners with financial protection against flood-related losses. Understanding the scope of coverage offered by FEMA’s flood insurance … Read more
Navigating the complex landscape of health insurance in the United States can be daunting, especially when choosing a Preferred Provider Organization (PPO) plan. PPOs offer flexibility by allowing members to see any healthcare provider, both in and out of the network, without requiring referrals. This article delves into the PPO offerings of three major insurers: … Read more
In today’s financial world, it’s critical to ensure your family’s security, and employer-provided supplemental life insurance is a powerful tool to help with that. Many U.S. employers offer basic life insurance, but these policies often have limited coverage. By adding supplemental life insurance, employees can better meet their family’s financial needs. This guide will explain … Read more